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Executive conversations on building a financially resilient workforce.

FinFit produces SECURE, a podcast bringing together C-suite executives, HR leaders, and benefits practitioners to discuss financially resilient workforce strategies. Each episode focuses on outcomes-based financial wellness programs that measurable improve employee financial health. The channel gives B2B decision-makers a trusted resource for evaluating workforce financial benefits investments.

12 episodes
Channel Brief·FinFit · 12 episodes
Updated Dec 12, 2023

Financial wellness is a business strategy, not a perk.

FinFit argues that employee financial health directly drives retention, productivity, and healthcare cost reduction. The channel grounds this in data on debt, stress, and workplace loneliness.

FinFit's core argument is that financial stress and mental health are inseparable, and that employers who treat financial wellness as a measurable business lever, not a feel-good benefit, unlock tangible returns on retention and healthcare costs. The channel repeatedly documents the scale of the problem (60% of workers living paycheck to paycheck, 46% of those with debt facing mental health diagnoses) and then asks how organizations win C-suite buy-in through data-driven strategy and personalized intervention.

Drawn from SECURE 2.0: What to Expect in 2024 and 3 more →

“Financial stress and mental health are intricately connected and exacerbate each other.”

Episode 3: A Data Approach to Understanding Mental Health and Financial Precarity

By the numbers

60%

of U.S. workforce living paycheck to paycheck

$1.77T

Outstanding student loan debt in U.S.

50%+

Americans concerned about paying off credit card debt

14M

U.S. participants in employee stock ownership plans

What the channel argues

Data46% of individuals with debt also carry a mental health diagnosis, proving financial strain and psychological distress are linked.→
DataSECURE 2.0 Act introduced over 100 provisions reshaping retirement and emergency savings for American workers.→
DataOver 50% of Americans worry about paying off credit card debt, making financial counseling increasingly critical.→
DataStudent loan debt totals $1.77 trillion, with Supreme Court rejection of forgiveness forcing resumption of payments in October 2023.→
DataOnly 57% of U.S. adults are financially literate, limiting women and minority groups from achieving financial stability.→
Data58% of Americans owned stocks in 2022, yet fewer than 4% participate in employee stock ownership plans.→

What you'll learn

•Financial stress and mental health form a feedback loop: debt exacerbates psychological distress, which worsens financial decision-making.
•SECURE 2.0 expands employer obligations beyond retirement to include emergency savings accounts and flexible plan structures.
•Rising health insurance deductibles are pushing employers to layer supplemental coverage (critical illness insurance) as a bridge solution.
•Personalized debt strategies and financial counseling can prevent bankruptcy and restore agency before crisis takes hold.
•Employee ownership (ESOPs) and financial literacy programs are underutilized tools that improve both individual wealth and company retention.

What to do about it

→Build a data-driven financial wellness business case by measuring impact on retention, healthcare cost reduction, and productivity, then present it to C-suite as a strategic lever, not a perk.
→Assess whether your current health benefits leave employees underinsured against deductibles, then evaluate supplemental critical illness coverage or captive insurance models to close the gap.
→Launch simultaneous mental health and financial wellbeing assessments and interventions, recognizing that addressing debt alone without psychological support will fail.

Who and what shows up

Charles Lattimer

Chief Innovation & Growth Officer, FinFit

Host and primary narrator of the channel; frames financial wellness as a business strategy and repeatedly asks how employers win C-suite buy-in through data.

Kristen Holt

President & CEO, GreenPath Financial Wellness

Discusses personalized debt strategies and financial counseling as tools to prevent crisis and help people regain control before bankruptcy.

Tim O'Neil

Sr. Workforce Solutions Specialist, TrueNorth Companies

Collaborates on establishing data-driven financial wellness strategy and winning C-suite support through measurable impact on retention and healthcare costs.

Daniel Posa

Founder, Workplace Wellbeing Advisors; Vice Chair, Workplace Wellbeing Initiative

Explores the link between wellbeing and productivity, citing CDC data on disease reduction and longevity.

Lylybell Vega

Enterprise & PEO Sales & Account Manager, FinFit

Brings firsthand experience as a U.S. Army Reserve member and bridges Memorial Day tribute to employee service and sacrifice.

Questions this channel answers

Q

Why should C-suite executives fund financial wellness programs?

Data shows financial wellness drives retention, reduces healthcare costs, and improves productivity, making it a business strategy rather than a benefit.

Employee Financial Wellness: Getting C-Suite Buy In and … →
Q

How are mental health and financial stress connected?

Studies show 46% of individuals with debt have a mental health diagnosis, proving financial strain and psychological distress exacerbate each other and require simultaneous treatment.

A Data Approach to Understanding Mental Health and Finan… →
Q

What tools can employers use to address rising health insurance deductibles?

Employers are adopting supplemental insurances like critical illness coverage and exploring captive insurance models to bridge the gap between deductible costs and worker savings.

FinFit: The Evolution of Employer-Sponsored Health Benef… →
Q

What changed for student loan borrowers in 2023?

The Supreme Court struck down the Biden Student Loan Debt forgiveness plan, eliminating $400 billion in relief and forcing payments to resume in October 2023.

Student Loan Debt: Restarting Payments Post-Pandemic & t… →
Q

How can organizations build stronger workplace communities in remote settings?

The U.S. Surgeon General reported over 50% of Americans experience loneliness, with remote workplaces contributing to isolation; organizations must deliberately foster belonging and community.

Building Workplace Communities Around Wellness →
Topics:Retirement savings reform (SECURE 2.0)Employer health benefits and deductiblesDebt management and financial counselingEmployee stock ownership plans (ESOPs)Workplace mental health and financial precarity
Themes:Financial stress as a productivity and retention multiplierData-driven business case for workplace wellnessIntegrated mental health and financial precarity interventions

Industry context

Retirement planning and financial security remain subjects of significant regulatory change and employer focus, with major legislative reforms reshaping how workers save and plan for the future.