# FinFit: The Evolution of Employer-Sponsored Health Benefits

By Software And Technology · Published 2023-10-12 · Updated 2026-04-03 · Software & Technology on MarketScale
Canonical: https://www.marketscale.com/industries/software-and-technology/worries-employers-and-workers-have-regarding-employer-sponsored-health-benefits

> In recent years, the landscape of employer-sponsored health benefits has undergone significant transformation. With rising healthcare costs and the increasing complexity of health insurance, employers are seeking innovative solutions to provide comprehensive benefits to their employees. A recent study revealed that the average deductible for Americans has skyrocketed, creating a mismatch between the risk…

## Key points

- In recent years, the landscape of employer-sponsored health benefits has undergone significant transformation.
- With rising healthcare costs and the increasing complexity of health insurance, employers are seeking innovative solutions to provide comprehensive benefits to their employees.
- A recent study revealed that the average deductible for Americans has skyrocketed, creating a mismatch between the risk…

Block Field

In recent years, the landscape of employer-sponsored health benefits has undergone significant transformation. With rising healthcare costs and the increasing complexity of health insurance, employers are seeking innovative solutions to provide comprehensive benefits to their employees. [A recent study revealed that the average deductible for Americans has skyrocketed](https://www.kff.org/report-section/ehbs-2022-summary-of-findings/), creating a mismatch between the risk exposure for consumers and their savings. So, what’s the solution to bridge this gap and is there a more efficient way for employers to offer health benefits that truly cater to the needs of their employees?

On this episode of [SECURE, presented by FinFit](https://marketscale.com/shows/finfit/), host by [Charles Lattimer](https://www.linkedin.com/in/charleslattimer), talks with [Lamont Thurston](https://www.linkedin.com/in/lamontthurston), Co-Founder of [BENERē](https://www.benere.us/), on this vital topic. The duo dive into the intricacies of employer-sponsored health benefits, focusing on the role of supplemental insurances like critical illness, hospital indemnity, and accident coverage. Their discussion covers…

– The rise of critical illness, accident, and hospital indemnity coverage in response to increasing deductibles.

– The concept of captives in the insurance industry and its application in the employee benefits space.

– The challenges and opportunities of integrating supplemental insurances into employer-sponsored health benefits plans.

Lamont Thurston, an economics major with an MBA in Finance, began his journey in the insurance industry by chance. With a rich background in corporate banking and finance, he transitioned to the insurance space, focusing on benefits and property and casualty. Over the years, Lamont has established himself as a pioneer in the captive insurance industry, bringing innovative solutions to the table.

Tags: BENERē, Charles Lattimer, FinFit, health benefits, healthcare, Lamont Thurston, SECURE podcast

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