# Fighting for Fair Healthcare Access Means Overcoming Certain Challenges

By David Kemp · Published 2024-11-08 · Updated 2026-05-19 · Healthcare on MarketScale
Canonical: https://www.marketscale.com/industries/healthcare/fighting-for-fair-healthcare-access-means-overcoming-certain-challenges
Creator hub: Highway to Health

> Closing the gap between healthcare costs and accessibility requires addressing systemic barriers that leave millions without adequate coverage

## Key points

- Nearly 40% of Americans have delayed medical care due to high out-of-pocket costs, underscoring the urgency of healthcare reform.
- Employer-insurer collaborations, championed by Chris Hamilton, offer a practical path to improving healthcare access and affordability for employees.
- Cost transparency is identified as a key tool for empowering patients and driving positive change in the healthcare system.

Block Field

With healthcare costs continuing to climb, and the access to quality care remaining uneven, discussions on healthcare reform are quite an essential topic. Millions of Americans face high out-of-pocket costs and limited access to critical health services. According to a 2022 Gallup poll, nearly [40 percent of Americans](https://www.cbsnews.com/news/medical-care-costs-americans-skipped-gallup/) have delayed medical care due to cost.

> Millions of Americans face high out-of-pocket costs and limited access to critical health services.

With these challenges in mind, how can we ensure equitable healthcare that serves everyone?

That's the question on this latest episode of "[Highway to Health](https://marketscale.com/shows/highway-to-health/)," hosted by [David Kemp](https://marketscale.com/david-kemp/). Joined by [**Chris Hamilton**](https://www.linkedin.com/in/chamilton/), a partner at [**Hotchkiss Insurance**](https://hotchkissinsurance.com/), he and Kemp explored the ways to break down barriers in the healthcare system and make care affordable and accessible to all. They also discussed partnerships with employers, enhancing patient care, and the transformative power of personal health practices.

Some of their main points of discussion covered:

- Hamilton's insights on challenges patients face in accessing quality healthcare and how his team works with employers to improve options for employees.
- The financial strain high healthcare costs place on individuals and how cost transparency can be a tool for positive change.
- Hamilton's commitment to fitness, and how he incorporates daily routines like cold plunges to maintain his well-being.

### About the Guest

**Chris Hamilton** is a partner at Hotchkiss Insurance. He has over two decades of experience in employee benefits and risk management. Additionally, he also has a background in sports and a passion for healthy living. Hamilton is dedicated to advancing fair access to healthcare through innovative employer-insurer collaborations.

Tags: Chris Hamilton, David Kemp, employee benefits, healthcare, healthcare access, healthcare costs, Highway to Health, insurance, mental health, patient experience

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