# Can You Borrow from a Life Insurance Policy?

Published 2023-07-19 · Updated 2026-03-19 · Energy on MarketScale
Canonical: https://www.marketscale.com/industries/energy/can-you-borrow-from-a-life-insurance-policy

> In this brief Content Factory video, Kim Butler, Founder of Prosperity Thinkers, explains the concept of borrowing against a life insurance policy. She clarifies that whole life insurance, which has a cash value, can be used as a living benefit, allowing policyholders to borrow against it. In contrast, the cash value continues to grow….

Block Field

In this brief [Content Factory](https://contentfac.com/) video, [Kim Butler](https://www.linkedin.com/in/kimdhbutler/), Founder of [Prosperity Thinkers](https://prosperitythinkers.com/), explains the concept of borrowing against a life insurance policy. She clarifies that whole life insurance, which has a cash value, can be used as a living benefit, allowing policyholders to borrow against it. In contrast, the cash value continues to grow. Butler, a financial expert, is known for promoting simple, practical financial concepts through Prosperity Thinkers, an organization dedicated to financial education and empowerment. This video sheds light on the often-misunderstood aspect of life insurance, demonstrating its potential as a financial tool for the living, not just a benefit after death.

---
Source: MarketScale, https://www.marketscale.com/industries/energy/can-you-borrow-from-a-life-insurance-policy. Published for AI indexing and citation; cite the canonical URL. Site guide for agents: https://www.marketscale.com/llms.txt