# Reducing Risks and Improving Efficiency in School Payments

By Michelle Dawn Mooney · Published 2024-08-27 · Updated 2026-05-19 · Education Technology on MarketScale
Canonical: https://www.marketscale.com/industries/education-technology/reducing-risks-improving-efficiency-school-payments
Creator hub: Raptor Technologies

> School districts can strengthen financial security and cut operational costs by consolidating fragmented payment systems into a single digital platform

## Key points

- Consolidating school payments into one platform reduces inefficiencies and improves financial security across departments.
- Unified management of cash and credit transactions enhances transparency and reduces risk.
- Data interoperability enables schools to streamline processes and cut down on manual financial management tasks.

Block Field

In this episode of [School Safety Today](https://marketscale.com/shows/raptor-technologies/) by [Raptor Technologies](https://raptortech.com/), [**Michelle Dawn Mooney**](https://www.linkedin.com/in/michelle-dawn-mooney-138952a7/) sat down with special guest, [**TJ Markland**](https://www.linkedin.com/in/tj-markland/), General Manager of [PayK12](https://raptortech.com/protect-your-school/payk12/). **PayK12** is a cloud-based software platform that provides districts, schools, and departments within, one digital hub for managing school payments and funds. In this episode, we'll discuss how schools can reduce risks and improve efficiency in school payments.

**Key Takeaways:**

- **Streamlining Payments**: Consolidating all school payments into one platform reduces inefficiencies and strengthens financial security across departments.
- **Unified Transaction Management**: Leveraging technology to manage both cash and credit transactions on a unified platform enhances transparency and security.
- **Emerging Trends:** [Data interoperability helps schools](https://www.edweek.org/sponsor/innovateedu/the-state-of-interoperability-and-privacy-in-the-k12-sector) streamline processes, reduce manual tasks, and improve financial management efficiency.

### About the Guest

**TJ Markland** is a recognized expert in school system payments and the General Manager of **PayK12**, a cloud-based software platform designed to streamline school payments and financial management. With over five years of experience at **PayK12**, TJ has played a pivotal role in expanding the platform's capabilities, particularly focusing on reducing risks and improving efficiency in school payment systems. Before joining **PayK12**, TJ worked for a payments company that built its own payment gateway for vertically integrated SaaS (Software as a Service), helping companies easily accept payments. Under TJ's leadership, **PayK12** has grown significantly, now serving over 5,000 administrators across 23 states. **PayK12** has recently become part of the [Raptor Technologies](https://marketscale.com/industries/uncategorized/k-12-school-safety-with-raptor-technologies/) family, allowing the integration of payment systems with safety and security features, further enhancing the offerings for school districts.

Tags: K-12 risk management, MarketScale, Michelle Dawn Mooney, PayK12, Raptor Technologies, reducing financial risks in schools, School financial management, school payment systems, School Safety, TJ Markland

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